Insurance

Insurance

Frequently Asked Questions

Capstone works with a variety of insurance plans, but participation and benefits can vary by specific plan. Contact Capstone with your insurance information so the office can help determine whether your plan is accepted and what requirements may apply.

Physical therapy benefits vary by insurance plan. Your coverage may include deductibles, copays, coinsurance, visit limits, authorization requirements, or other conditions. Verification of benefits can help you understand your plan, but the insurer ultimately determines how a claim is processed and covered.

Possibly. Pennsylvania’s direct-access rules may allow you to see a qualifying physical therapist without first obtaining a physician referral, but your insurance company can have separate requirements for coverage. Verify your plan’s referral requirements before beginning treatment.

Contact Capstone with your current insurance information before treatment. The office can help you determine what insurance information and requirements should be reviewed for your physical therapy care.

Ask about your physical therapy copay or coinsurance, deductible, visit limits, referral requirements, prior authorization requirements, and whether Capstone is considered in-network under your specific plan. These details can help you better understand your potential financial responsibility.

Capstone’s website provides insurance and payment information for patients, but coverage depends on the specific case and plan. Contact the office before scheduling so the appropriate insurance or claim information can be reviewed.